Credit Cards

At Tesco we like to give you a lot more:

  • 0% on Tesco purchases for 6 months
  • Earn Clubcard Points worldwide
  • 0% interest on Balance Transfers for the first 6 months.
  • Typical 14.9% APR
  • Internet fraud guarantee
  • Choose from 2 stylish designs

What do I need to know

Please make sure you have read, and printed or saved the terms and conditions - PDF 92kb that apply to the Tesco Credit Card.

0% interest on Tesco purchases for the first 6 months

Benefits of Tesco Credit cards

  • 0% on Tesco purchases for 6 months
  • Transfer any outstanding balances from your other credit and store cards using our free balance transfer service and start saving straight away.
  • Low standard rate of just 14.9% APR for purchases.
  • No annual fee and up to 56 days interest free credit.
  • Peace of mind with:
    • The Tesco Internet guarantee covers you against fraudulent transactions when using your card on the Internet.
    • Our Chip and Pin Programme is a secure card payment system that means your Tesco Credit Card cannot be altered or copied.
    • Cardholder Payment Protection will take care of your minimum monthly repayments for up to 12 months if you become sick or lose your job.
    • Our Card Protection Plan will protect your lost or stolen cards against misuse.
  • Flexible choices with:
  • Choice of card designs, Strawberry or Swirl. Simply select which you prefer on the application form.

Balance transfer

0% APR on balance transfers for the first 6 months and then 14.9% APR (variable).

Find out more about our balance transfers...

Earn Clubcard points

Collect 50% more points at Tesco whenever you use your Tesco Clubcard Credit Card!

Find out more about our Clubcard points offer...