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Tesco Pet Insurance Policies

A choice of 2 levels of pet cover

Different people want different things from their pet insurance. That's why Tesco Pet Insurance offers two levels of pet cover so that you can choose the policy that's right for you, and your pocket!

Value cover

Value pet insurance

Value Cover provides insurance for each new medical condition up to €2,500. You can claim for a maximum of four new conditions per period of insurance. Each condition is covered, from the first presentation of clinical signs for 12 months, subject to your policy remaining in force and to you renewing it. If the financial limit is reached within the 12 month period, the pet cover will stop paying for that condition. Once the limit has been reached, the condition becomes pre-existing and is excluded from future claims.

Standard cover

Standard pet insurance

If you need more from your policy, Standard Cover provides insurance for each new medical condition up to €4,000. There is no time limit on how long you can claim nor on the number of new conditions per period of insurance, subject to your policy remaining in force and to you renewing it. Once the maximum financial limit is reached, the condition becomes pre-existing and is excluded from future claims.

Choose the right level of cover for you and your pet

Cheap pet insurance
Online pet insurance
Cover for vet fees (per condition)
Up to €2,500
Up to €4,000
Maximum time limit on each claim
Up to 12 months
No time limit
3rd Party Liability - Dogs only
Up to €500,000
Up to €1,000,000
Death by accident or injury
N/A
Up to €1,000
Death from illness
N/A
Up to €1,000
Advertising, reward & repatriation (returning Your Pet)
N/A
Up to €750
Loss due to theft or straying (going missing)
N/A
Up to €1,000
Emergency boarding or daily minding
N/A
Up to €1,000
Holiday cancellation due to illness or injury of pet
N/A
Up to €1,000

Please read the following important information relating to Tesco Pet Insurance:

  • Your pet must be a minimum of 8 weeks old and a maximum of 8 years old when cover starts and Tesco Pet Insurance doesn't cover pre-existing medical conditions
  • Tesco Pet Insurance does not cover certain breeds of dog. A full list of all exclusions is listed here.
  • Vet fees for each eligible condition are covered for up to the amounts shown above – and for the Tesco Pet Insurance Value product, there is also a 12 month limit on treatment from the first date of each claim.
  • Please refer to the Policy Booklet for full details of cover, excess amounts, limitations and exclusions which apply to the Tesco Pet Insurance Policies.

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