1. You are here:
  2. Tesco Bank >
  3. Pet Insurance Home >
  4. Benefits

Pet Insurance Benefits

A choice of 2 levels of cover

Different people want different things from their pet insurance. That's why Tesco Pet Insurance offers two levels of cover so that you can choose the policy that's right for you, and your pocket!

Value cover

Value pet insurance

Value Cover provides insurance for each new medical condition up to €2,500. You can claim for a maximum of four new conditions per period of insurance. Each condition is covered, from the first presentation of clinical signs for 12 months, subject to your policy remaining in force and to you renewing it. If the financial limit is reached within the 12 month period, the cover will stop paying for that condition. Once the limit has been reached, the condition becomes pre-existing and is excluded from future claims.

Standard cover

Standard pet insurance

If you need more from your policy, Standard Cover provides insurance for each new medical condition up to €4,000. There is no time limit on how long you can claim nor on the number of new conditions per period of insurance, subject to your policy remaining in force and to you renewing it. Once the maximum financial limit is reached, the condition becomes pre-existing and is excluded from future claims.

Your pet must be a minimum of 8 weeks old and a maximum of 8 years old when cover starts and pre-existing medical conditions are not covered. The policy does not cover certain breeds of dog.


What do I get with Tesco Pet Insurance
  • Affordable protection from unexpected vet bills
  • Choice of 2 levels of cover
  • Clubcard discount AND points
  • Vetfone
  • 3rd party liability for dogs
  • Discount for multiple pets on the one policy.

Cover limits, exclusions and excesses apply, please read the policy documentation

Multi-pet discount

If you insure more than one pet on a Tesco Pet Insurance policy, you'll get a discount for each pet insured. You can cover up to four pets - just ask for details when you get in touch.

Discount is subject to a minimum premium.

pet insurance

Exclusive Pet Insurance discount for Clubcard customers

Simply quote your Clubcard number when you get in touch for an exclusive discount of up to 5%*.
*Subject to minimum premium

Don't forget! Collect Clubcard points on your premium!

Clubcard customers will collect 1 Clubcard point for every €1 they spend on their pet insurance premium.

The Clubcard scheme is administered by Tesco Ireland Ltd. Tesco Ireland is responsible for awarding points.