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Home Insurance FAQs

If something happens to my house, how do I make a claim?

All you have to do is call the Tesco Home Insurance Claims Assist Line on 1890 812 123 and your claim will be dealt with over the telephone.

What type of cover can I buy?

Tesco Home Insurance is provided using three different levels of cover for you to choose from - Value, Standard and Finest. The key differences of these three policies can be viewed here.

Do I get any discounts for being a Clubcard customer?

If you have a Clubcard, you get a discount of up to 10%. This discount is subject to minimum premium of €100 on contents only, €180 on buildings only and €220 on combined buildings and contents cover. See all offers, terms and conditions.

Do I get Clubcard points on my Tesco Car insurance premium?

You'll collect 1 point for every €1 you spend on your Tesco Home Insurance premium once you provide your Clubcard number when you buy the policy.

What are the features and benefits of Tesco Home Insurance?

Standard features and benefits include:

  • Exclusive Clubcard discount
  • 24 hour emergency helpline
  • New for old cover on Contents*
  • Alternative accommodation for you and your family*
  • Pay annually or by monthly Direct Debit†
* Conditions apply.
† Monthly Direct Debit includes a 6% charge for payment by instalments.
See also the policy booklet for more information.
The key differences of these three policies can be viewed here.

How do I get a quote?

You can get a quote by clicking on Get a Home Insurance Quote Your quote can be retrieved by entering your quote reference number and your date of birth.

How do I retrieve a quote?

If you are happy with the quote that you receive you have two options in relation to arranging Cover.

  1. Click on the following link to retrieve a quote. Once there you will be asked for your reference number and when you enter that you can proceed to purchase.
  2. Retrieve Quote
  3. If you encounter any difficulties purchasing online please call 1890-290-003.

How do I pay for my cover with Tesco Home Insurance?

To cut administration costs and keep our prices down for our customers, we take payment by credit card, laser card or by monthly instalments via Direct Debit. Please note that we are unable to accept cheques, postal orders, money orders or cash.

Can I pay by instalments?

Yes, you can pay by instalments via the Direct Debit facility, however we will require a deposit by Credit Card or Laser Card and a service charge will be applied for the instalment facility. Monthly Direct Debit includes a 6% charge for payment by instalments.